Question 1

What is Owner Financing?

Accepted Answer

Owner Financing (also called Seller Financing) is a type of transaction where the seller finances the buyer's purchase instead of the buyer getting a traditional mortgage from a bank. If you decide to Owner Finance a property, there are no credit checks, no closing costs , and no hidden fees. You can own property in a matter of hours!

Question 2

How do I qualify for Owner Financing?

Accepted Answer

To qualify for Owner Financing you must be 18 years or older, and be a valid U.S. Citizen or Permanent Legal Resident. We do not conduct any credit checks!

Question 3

What are the terms for Owner Financing?

Accepted Answer

We require a 10% down payment on most of our properties at the time of closing. We offer 5, 10, or 20 year amortization loans at 12% interest. If you decide to payoff your loan early, there are no penalties or early termination fees.

Question 4

Is the property staked or surveyed?

Accepted Answer

Most of our properties have already been surveyed and the corners marked. If you have any questions or issues finding the markers, feel free to reach out to one of our Sales Managers for assistance!

Question 5

Are mineral rights included with the property?

Accepted Answer

In most cases, mineral rights are not included with the purchase of the property. Information about purchasing mineral rights for a property can be obtained by reaching out to the county where the property is located.

Question 6

How do I know if a property has restrictions?

Accepted Answer

In most cases, properties with HOA restrictions will be clearly noted on our website. However, even if a property is not subject to restrictions imposed by Pioneer Realty, it may still be governed by city and county regulations. It is recommended you conduct due diligence on the property prior to entering into a contract to ensure it meets your expectations.

Question 7

Are utilities already installed on the property?

Accepted Answer

Unless otherwise noted on the website, our vacant land for sale typically does not have pre-installed utilities. In most cases, the buyer is responsible for installing a water well and connecting to electricity.

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